This report provides a financial profile of an individual for the past seven years, and includes collection accounts, public records, bankruptcies, judgments and monthly payment history. A consumer credit report includes a credit score. All our reports are compliant with the Fair Credit Reporting Act (FCRA) and must be site approved by a third-party.
BackgroundcheckNJ will obtain a comprehensive Credit Report from one of the national credit bureaus, providing information on an applicant’s credit history, including an investigation of the candidate’s credit lines, outstanding balances, number of accounts, account types, and payment histories as well as any state and federal liens, collection actions, bankruptcies, judgments, civil suits and current debt.
1-2 day turnaround time